FINTECHPULSE
Thought leadership highlights
Winning the Deposits War: Unleashing the Power of Branding and Hyper-Personalization in Banking
Ever since last October, banks are starting to feel the struggle to retain and grow customer deposits worldwide. But with the current digital landscape, increasing interest rates might not be enough to retain customers. Banks will need to not only keep security and...
CRIF recognized for its open banking value-added services by Forrester
CRIF named as one of the top open banking players in latest analysis from leading global analyst firm Forrester The fintech’s 2020 acquisition of Strands, which boosted CRIF’s aggregation capability, and its overarching value-add strategy have contributed to the...
From Open Banking to Embedded Finance: an evolution
Embedded Finance is the integration of financial services into non-financial products and services, enabling companies and financial institutions to generate new revenue streams. Thanks to secure APIs, Embedded finance allows people to access financial services on one...
How to avoid greenwashing in banking
Greenwashing, which refers to misleading or false claims of sustainability, can harm a company's reputation and lead to legal complications. Regulatory action is being taken to address greenwashing. To avoid greenwashing, banks should be specific, provide proof, avoid...
All you need to know about BNPL
BNPL has gained traction in the retail and financial industry in the last years, thanks to its flexibility and extreme ease of access. Among the main advantages of BNPL, low to no interest plans and the opportunity to budget effectively are attracting more and more...
3 advancements revolutionizing banking analytics
Banking analytics is undergoing an endless transformation thanks to the advancement in several fields, propelled by AI and machine learning In Data Science, predictive analytics are helping to forecast loan defaults, detect fraud and offer personalization. NLP in...
The promise of Open Banking solutions
Open Banking gained momentum since the implementation of PSD2, which requires banks to share customer data with 3rd-party providers via secure and standardized application programming interfaces (open banking APIs). The benefits of Open Banking include broader...
3 benefits of AI in banking
As the application of Artificial Intelligence gains popularity in banking, financial institutions are building on their existing solutions to solve increasingly complex challenges. The impact of AI is clearly visible in various areas of the banking sector, from...
How to improve ESG in banking
Tracking, reporting and taking action on environmental, social, and governance (ESG) issues is increasingly important across industries. As these themes gain more attention from the community, banking and financial institutions executives should identify the steps...
CRIF recognized for its open banking value-added services by Forrester
CRIF named as one of the top open banking players in latest analysis from leading global analyst firm Forrester The fintech’s 2020 acquisition of Strands, which boosted CRIF’s aggregation capability, and its overarching value-add strategy have contributed to the...
Webinar: Digital Growth Via Personalized Experiences with Nanogon
Enhancing user experiences is the key to this new approach’s success retaining customers at the same time to driving product revenue growth. During our joint webinar together with Nanogon Technologies and with the guest speaker Visctor Iseyemi, Group Head IT...
Experience at the Global SME Finance Forum Cambodia 2022
Under the “Harnessing Digitalization for Sustainable and Inclusive SME Finance '' claim, the past September from 19th to the 21st in Phnom Pehn, Cambodia, took place the Global SME Finance Forum 2022 edition, which gathered international experts unleashing latest...
Amazing participation at Finovate Fall 2022
Our first FinovateFall is in the books and what an incredible experience! The event that took place in New York City during September 12-14, 2022 gathered more than 1700 influential attendees, of which 50% were from financial institutions. This edition explored how...
Strands & CRIF Digital Sponsor Money20/20 Europe 2022
The Money 20/20 Europe event is the place where the fintech community moves forward. From global leaders to new challengers, tech giants to scrappy startups, this is the event that catalyzes change through the collision of people and ideas. For this special occasion...
Fintech 2022: The Rise of Sustainability in Finance
Sustainability in finance is no exception to global corporate shift that embraces the impact on the environment and society Sustainability in finance has very much moved in from the margins to become a key priority for organizations virtually accross all industries....
10 Books Every FinTech Professional Should Read
It’s safe to say banking is not the same industry it was a few years ago. If you are working in a bank or any other financial institution, you will be well aware how crucial it is to stay ahead of industry trends and technology advancements. To get your reading list...
From Open Banking to Embedded Finance: an evolution
Embedded Finance is the integration of financial services into non-financial products and services, enabling companies and financial institutions to generate new revenue streams. Thanks to secure APIs, Embedded finance allows people to access financial services on one...
How to avoid greenwashing in banking
Greenwashing, which refers to misleading or false claims of sustainability, can harm a company's reputation and lead to legal complications. Regulatory action is being taken to address greenwashing. To avoid greenwashing, banks should be specific, provide proof, avoid...
All you need to know about BNPL
BNPL has gained traction in the retail and financial industry in the last years, thanks to its flexibility and extreme ease of access. Among the main advantages of BNPL, low to no interest plans and the opportunity to budget effectively are attracting more and more...
3 advancements revolutionizing banking analytics
Banking analytics is undergoing an endless transformation thanks to the advancement in several fields, propelled by AI and machine learning In Data Science, predictive analytics are helping to forecast loan defaults, detect fraud and offer personalization. NLP in...
The promise of Open Banking solutions
Open Banking gained momentum since the implementation of PSD2, which requires banks to share customer data with 3rd-party providers via secure and standardized application programming interfaces (open banking APIs). The benefits of Open Banking include broader...
3 benefits of AI in banking
As the application of Artificial Intelligence gains popularity in banking, financial institutions are building on their existing solutions to solve increasingly complex challenges. The impact of AI is clearly visible in various areas of the banking sector, from...
Why is sustainable banking important?
Environmental consciousness is increasing among generations and industries, pushing governments towards a circular economy model. In the last decade, policies like the 2020 green investment plan have stressed the need to evolve towards a sustainable banking landscape....
Could this be a cloud banking era?
According to a survey by O’Reilly, cloud adoption has been rising across industries at a steady rate, with over 90% of organizations using cloud computing technology. The growth in adoption rate was evident from the 2020 survey that reported 88% organizations using...
Digital banking transformation: ins and outs
What is digital banking transformation Digital transformation in banking is the shift towards the integration of digital technology into all areas, optimizing operations and delivery to customers. As consumers around the globe expect their banks to act and interact...
How to improve ESG in banking
Tracking, reporting and taking action on environmental, social, and governance (ESG) issues is increasingly important across industries. As these themes gain more attention from the community, banking and financial institutions executives should identify the steps...
Why you need a carbon tracker
The ongoing climate crisis has highlighted the need for a global transformation that begins with governmental policies, influences business practices and involves every individual in their everyday lives. With consumers willing to understand how they can contribute...
Open Banking APIs Worldwide: An update
With the Open Banking PSD2 directive adopted by the European Parliament just 7 years ago, most of Europe and few outside of the continent took a regulatory-driven approach to open banking adoption. We may follow up on what happened in the rest of the world in that...
Dynamic PFM Solutions for Financial Wellness
Whether you know it or not, banking, and the financial services industry as a whole, is undergoing a revolution. Peer-to-peer payments, online banks, mobile banking, investing, or any other financial service you can think of has most likely already been disrupted or...
What Banks Need to Know About Partnering with Fintech Companies
Opportunities to achieve global financial empowerment have never been greater and the line between FinTech companies and Big Tech platforms has never been less clear. The new benchmark in economic and digital performance, leveraging on the network effect, digital...
How to Build a Great Money Management Platform for Small Businesses
Small businesses (SME) represent a huge market for financial services, with an annual spending power of $46 trillion. However, SMEs have historically been underserved by their banks, which keep offering them retail-oriented banking products. SMEs have become...
3 Reasons Why Banks Choose a Personal Finance Management Tool
The number of banks adopting Personal Financial Management (PFM) solutions has more than tripled in the last 4 years.There is a significant consumer demand for Personal Finance Management (PFM) mobile apps and tools today. With crypto currency and buy-now, pay-later...
Success Story with outstanding KPIs: STEP 4 Business on Customer loyalty
Step is a fast-growing marketplace for financial products for small and medium-sized businesses. The company's mission is to provide a people-centric customer service to small and medium businesses and corporations as a one-stop shop that is based on the latest...
A Report With the Support of PwC on Open Finance: The Abstract
Strands with the support of PwC is preparing a report on how open finance can be used to engage customers through data-driven interactions. In the complete report, we will explore the benefits of insight-driven customer engagement: An insight platform's impact on...
Unlocking a New Green Banking Revolution
Sustainable banking is the recent shift towards sustainable finance or green banking, and many financial actors are joining the movement. Financial institutions are unsure how to respond to a market that is exploding and still unsure what green finance means. At its...
Open Hub Account Aggregation With New Features
Microservice for account aggregation will be ready within this month Open Hub's new Microservice for Account Aggregation provides account aggregation through external aggregators taking care of the entire process from connection to automatic feeding. Plaid has been...
Strands Launches a New Re-Designed Website
Strands has launched a new corporate design website With the re-design of Strands, we wanted to cement our position as the bank’s financial partner. To do so we had to improve our main touch points - products, website, and company profile - enhancing communication and...
3 Drivers of Digital Banking’s Unstoppable Rise
After the Global Financial Crisis of 2007-8, large banks around the world were deemed by governments to be “too big to fail”. Fast-forward to just 13 years later and traditional financial institutions operate in a much different environment: the digital banking era....
Why Banking Data Is the Key Differentiator for the Digital Era
In the digital era, many companies are still struggling to transform their business to meet customers’ new expectations. In this scenario, the COVID pandemic has accelerated a transformational process, leaving many institutions with only one possible way: adopting...
When will banking data drive customer success?
The exponential growth of technology is the paradigm that was described by Moore’s Law years ago and is characteristic of the present evolutionary process in technology. How fast this technology becomes reality is difficult to quantify, but a first discussion point...
Intelligent Categorization: PFM’s Secret Sauce
“How you spend your money is how you vote on what exists in the world” ― Vicki Robin Nearly every book, every blog, every advisor that sets out to help you manage your finances better will start the same way: First, know where your money is going. If knowledge is...
