Personal Financial Management (PFM)

Financial control, foresight and wellbeing for your retail customers. Driven by Artificial Intelligence, Strands’ PFM means smarter money management for the customer, improved bank-user engagement and a greater share of wallet for the bank.

Control

Empower The User

Know how people spend, then help them do it better. With all their accounts in one place and simple, categorized transactions, customers are more able to plan ahead and budget, creating financial goals for the future.

Financial GoalsPlanning & Budgeting ToolsAccount AggregationTransaction CategorizationSpending Analysis

Optimize

The New, Smarter Spender

The day-to-day of money management made easy with cash flow forecasting and financial summary tools. Give visual insight about where every cent goes each month and the ability to benchmark with peers, whilst promoting smarter spending.

Financial SummaryCash Flow ForecastPeer Comparison

Anticipate

Bespoke Banking, Without The Surprises

Eliminate the element of surprise from your customers’ financial future with personalized alerts, offers and recommendations. Anticipate and avoid potential issues whilst improving money management habits.

Personalized Financial AdviceFinancial ProductRecommendationsAlerts & 3rd-Party Recommendations

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Find out why top-tier financial institutions all over the world choose Strands’ products for Finance Management