Experts in Big Data, AI and Machine Learning since 2004, Strands creates highly-customizable digital money management software for top-tier financial institutions worldwide, and empowers people to be smarter with their money. Strands has carried out more than 700 implementations to date.

Proven track record in AI & personalization

  • 2020

    CRIF acquires Strands in Move to Expand Open Banking.

  • 2019

    Strands goes Cloud together with Oracle.

  • 2018

    Strands partners with Mastercard to deliver powerful cash flow solutions for small business.

  • 2017

    Strands reaffirms its presence in the North American market with Huntington Bank on board, with the only fully-personalization digital money management solution in the region, for both retail and SMEs.

  • 2015

    Strands launches SME financial management product and strengthens global presence in LatAm and Asia.

  • 2014

    Deutsche Bank goes live with Strands-powered FinanzPlaner. Fastest and most-agile PFM roll-out in Europe, with only 4 months between kick-off to going live.

  • 2012

    Barclays becomes the largest PFM deployment in Europe with more than 9 million customers.

  • 2011

    Apple acquires Strands patent portfolio in music recommendation algorithms.

  • 2008

    Strands applies recommender systems based on human implicit behavior to the financial ecosystem, partners with BBVA, and delivers the first PFM in Europe.

  • 2004

    Strands is founded in Corvallis (Oregon, US) and Barcelona (Spain) to commercialize a new generation of personalization systems in the music industry.

Values we live by

Collaborative Spirit

We all get along and treat fellow Stranders like friends. We celebrate our shared successes and join forces when a problem needs to be solved. It feels good to be part of the Strands family.


It’s all about give and take. Stranders are given a high degree of flexibility in terms of hours, place of work and roles. We apply the same flexibility when working with our clients, adapting to their needs.

Open & Positive Mindset

We keep an open & positive mindset when looking for solutions and when dealing with each other. Given our international background, there is great diversity of cultures and ways of doing things, which enables us to be creative.

Healthy Work-Life Balance

We believe in a healthy work-life balance. We give our best during work hours, but also enjoy a vibrant and varied life outside the office, dedicating time to our families, hobbies or studies.

We Solve Real Problems

We help people and companies to better manage their money. It is great to see how our innovative technology helps millions of bank clients worldwide benefit from what we build.

We Are Passionate

Each one of us is passionate about our individual field of expertise. We get huge satisfaction and fulfillment from the work we do. We have fun while we work, as we are constantly learning new things.



Almogàvers, 119
08018 Barcelona, Spain

(+34) 932 241 694

Buenos Aires

Av Coronel Niceto Vega,
4736 Buenos Aires, Argentina

(+54) 11 4773 7524


3390 Mary Street, Suite 129
Miami, FL 33133, USA

(+1) 41 5398 4333

Kuala Lumpur

Ho Hup Tower - Aurora Place,
2-10-07 Level 10, Plaza Bukit Jalil,
No.1, Persiaran Jalil 1, Bandar Bukit Jalil,
57000 Kuala Lumpur
Wilayah Persekutuan Kuala Lumpur,