Revolutionizing digital banking experiences

Engaging customers in digital banking with innovative, easy-to-use financial management solutions.

Providing the latest open banking solutions

Data alone is not enough. We help customers to improve and boost their business by integrating API banking with the latest financial technology.

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Leading a new financial wellness concept

By providing digital banking solutions that meet multiple needs, we empower customers and foster closer relationships.

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Digital banking solutions to empower customers

Through innovative and easy financial management, we help banks and corporations build trusting relationships with their customers. Our solutions match multiple needs and lead to a new concept of financial wellness. Strands works with banks worldwide to revolutionize your customer’s digital banking experience.

How we do it?

A Customer centric journey based on data-driven personalization

Open Finance

Banks Metadata
Open Banking Data
Accounting and ERPs Data

Open Hub

Data Enrichment

Insights
Categorization
Patterns & ML Models

CFI

Data Analytics

Personalization

Financial Wellness
Profiling and Scoring
Multichannel Engagement

PFM

BFM

Engager

A UNIQUE OFFERING

Addressing the digital banking needs of financial institutions

ATTRACT

Enhance digital channel experience by improving digital proposition.

RETAIN

Create real-time experiences to anticipate and meet customer needs and expectations.

ENGAGE

Improve customer experiences with AI-based personalization.

NOVO BANCO SUCCESS STORY
The most up-to-date account information

Strands’ BFM solution was embedded into Novo Banco’s system with Strands providing end to end support. SME customers can keep track of their financial situation with accounts automatically updated after each transaction.

4.7/5 App rating on App Store

21% of mobile active Users

50% of active customers visited BFM

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AKBANK SUCCESS STORY
Akbank SME Movement – ‘For Your Business’ Service

Akbank, one of the biggest banks in Turkey, launches “For Your Business” service as a part of the SME Digitalization Program.

4.7/5 App rating on App Store

21% of mobile active Users

50% of active customers visited BFM

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STEP SUCCESS STORY
Creating a Personalized Experience Tailored To Real Needs

STEP 4 Business is the first fully-fledged digital marketplace of products and services designed for SMEs, in “Amazon Style”. The platform offers a comprehensive one-stop-solution integrating the best financial – and non-financial – services provided by third party providers.

+97% of customers with accounts aggregated

+39% cross selling ratio

+56% open rate in DEM

+140M€ lending pipeline

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BANK OF GEORGIA SUCCESS STORY
A Leading Universal Bank in Georgia

By all accounts, the bank is on to something – it’s converting customers over to digital channels.

+86% Rating on App Store

+39% Daily engagement

4.7/5 Customer Satisfaction Score (Points)

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HSBC SUCCESS STORY
HSBC’s Transformation as a Bank for Small Businesses

Kinetic, a machine learning-driven BFM platform that empowers SME owners in the UK to manage their finances properly.

25K Active Customers in 2 years

Winner Best Small Business Banking App

Bronze EFMA SME Banking Awards

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HUNTINGTON SUCCESS STORY
Everything in one place with The Hub

Incorporates money management tools for both retail and business customers, and is powered by Strands PFM and BFM white-label solutions.

65% mobile users

300 Real-time transactions per second

12M Scheduled payments/patterns

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DEUTSCHE BANK SUCCESS STORY
Forward-thinking with FinanzPlaner

More than 5 million online banking users have access via any digital banking channel, including a smartphone app.

5M Banking users

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AIB SUCCESS STORY
My Money Manager from Allied Irish Bank

A comprehensive Personal Finance Management tool, AIB’s My Money Manager gives users access to spending analysis.

+86 Customer Satisfaction Score

+10% Customer Retention

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Learn from our resources

Feel the FinTech Pulse

Winning the Deposits War: Unleashing the Power of Branding and Hyper-Personalization in Banking

May 22, 2023

Ever since last October, banks are starting to feel the struggle to retain and grow customer deposits worldwide. But with the current digital landscape, increasing interest rates might not be enough to retain customers and keep customer deposits afloat. Banks will...

CRIF recognized for its open banking value-added services by Forrester

May 15, 2023

CRIF named as one of the top open banking players in latest analysis from leading global analyst firm Forrester The fintech’s 2020 acquisition of Strands, which boosted CRIF’s aggregation capability, and its overarching value-add strategy have contributed to the...

From Open Banking to Embedded Finance: an evolution

Apr 20, 2023

Embedded Finance is the integration of financial services into non-financial products and services, enabling companies and financial institutions to generate new revenue streams. Thanks to secure APIs, Embedded finance allows people to access financial services on one...

Get spend management in line with your growth.
Let us help you scale.

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Digital banking solutions to empower customers

How we do it?

A Customer centric journey based on data-driven personalization

Open Finance

Data Enrichment

Personalization

A UNIQUE OFFERING

Addressing the digital banking needs of financial institutions

ATTRACT

RETAIN

ENGAGE

Learn from our resources

Feel the FinTech Pulse

Get spend management in line with your growth. Let us help you scale.

Get spend management in line with your growth.
Let us help you scale.