Banco BPM

Revolutionizing traditional banking

Banco BPM decided to undergo a full-on digital banking transformation launching Strands full product suite: PFM, BFM, and Engager. Altogether combined with Stands Tech Enablers, the bank completely transformed their customer’s banking experience in all digital channels.

PFM: From Traditional Banking to Open Banking

The bank decided to undergo through a full digital transformation for its retail customers with our Personal Financial Management solution combined with the Engager and our Tech Enablers. Doing so, Banco BPM was able to:

  • Personalize mobile banking experience thanks to Insights and PFM
  • Transform architecture via SaaS
  • Leverage Open Banking via account aggregation

BFM and Engager: Powering Small Business portal with Open Finance potential

The bank underwent a transformation introducing new features that allows the SMB Customers to take full control of their finances thank to innovative features such as:

  • Xs2A via PSD2
  • Automatic categorization
  • Cash flow analysis
  • Invoices reconciliation
  • Invoices upload
  • Recurrent patterns analysis

Engager: Personalized banking

The bank took on a full digital transformation creating a personalized mobile banking experience thanks to Insights that lead to PFM journeys or insights that can lead to commercial suggestions

Story Overview


Banco BPM




Quick Insights:

increased interactions after PFM launch
App rating on app store
Online users


On Premise


April 2022

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