Banco BPM

Revolutionizing traditional banking

Banco BPM decided to undergo a full-on digital banking transformation launching Strands full product suite: PFM, BFM, and Engager. Altogether combined with Stands Tech Enablers, the bank completely transformed their customer’s banking experience in all digital channels.

PFM: From Traditional Banking to Open Banking

The bank decided to undergo through a full digital transformation for its retail customers with our Personal Financial Management solution combined with the Engager and our Tech Enablers. Doing so, Banco BPM was able to:

  • Personalize mobile banking experience thanks to Insights and PFM
  • Transform architecture via SaaS
  • Leverage Open Banking via account aggregation

BFM and Engager: Powering Small Business portal with Open Finance potential

The bank underwent a transformation introducing new features that allows the SMB Customers to take full control of their finances thank to innovative features such as:

  • Xs2A via PSD2
  • Automatic categorization
  • Cash flow analysis
  • Invoices reconciliation
  • Invoices upload
  • Recurrent patterns analysis

Engager: Personalized banking

The bank took on a full digital transformation creating a personalized mobile banking experience thanks to Insights that lead to PFM journeys or insights that can lead to commercial suggestions

Story Overview


Banco BPM




Strands BFM

Strands PFM

Strands Engager

Quick Insights:

increased interactions after PFM launch
App rating on app store
Online users


On Premise


April 2022

Related Success Stories

Strands PFM

Bank Of Georgia

A Leading Universal Bank in Georgia

By all accounts, the bank is on to something – it’s converting customers over to digital channels.

Strands BFMStrands Engager


Akbank SME Movement – ‘For Your Business’ Service

Akbank, one of the biggest banks in Turkey, launches “For Your Business” service as a part of the SME Digitalization Program.