Revolutionizing digital banking experiences

Engaging customers in digital banking with innovative, easy-to-use financial management solutions.

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Providing the latest open banking solutions

Data alone is not enough. We help customers to improve and boost their business by integrating API banking with the latest financial technology.

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Leading a new financial wellness concept

By providing digital banking solutions that meet multiple needs, we empower customers and foster closer relationships.

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Digital banking solutions to empower customers

Through innovative and easy financial management, we help banks and corporations build trusting relationships with their customers. Our solutions match multiple needs and lead to a new concept of financial wellness.  Strands works with banks worldwide to revolutionize your customer’s digital banking experience.

Finax
ADCB
AIB
Huntington
STEP
BAC
NCBA
BANK OF GEORGIA
Galicia
Davivienda
Banco BPM
HSBC
Santander
Macro
Money
Banco Cooperativo Español

How we do it?

A Customer centric journey based on data-driven personalization

Open Finance


Banks Metadata
Open Banking Data
Accounting and ERPs Data

Open Hub

Data Enrichment


Insights
Categorization
Patterns & ML Models

CFI

Data Analytics

Personalization


Financial Wellness
Profiling and Scoring
Multichannel Engagement

PFM

BFM

Engager

A UNIQUE OFFERING

Addressing the digital banking needs of financial institutions

Attract icon digital banking

ATTRACT

Enhance digital channel experience by improving digital proposition.

Retain icon digital banking

RETAIN

Create real-time experiences to anticipate and meet customer needs and expectations.

Engage icon digital banking

ENGAGE

Improve customer experiences with AI-based personalization.

NOVO BANCO SUCCESS STORY
The most up-to-date account information

Strands’ BFM solution was embedded into Novo Banco’s system with Strands providing end to end support. SME customers can keep track of their financial situation with accounts automatically updated after each transaction.

4.7/5 App rating on App Store
21% of mobile active Users
50% of active customers visited BFM
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AKBANK SUCCESS STORY
Akbank SME Movement – ‘For Your Business’ Service

Akbank, one of the biggest banks in Turkey, launches “For Your Business” service as a part of the SME Digitalization Program.

4.7/5 App rating on App Store
21% of mobile active Users
50% of active customers visited BFM
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STEP SUCCESS STORY
Creating a Personalized Experience Tailored To Real Needs

STEP 4 Business is the first fully-fledged digital marketplace of products and services designed for SMEs, in “Amazon Style”. The platform offers a comprehensive one-stop-solution integrating the best financial – and non-financial – services provided by third party providers.

+97% of customers with accounts aggregated
+39% cross selling ratio
+56% open rate in DEM
+140M€ lending pipeline
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BANK OF GEORGIA SUCCESS STORY
A Leading Universal Bank in Georgia

By all accounts, the bank is on to something – it’s converting customers over to digital channels.

+86% Rating on App Store
+39% Daily engagement
4.7/5 Customer Satisfaction Score (Points)
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HSBC SUCCESS STORY
HSBC’s Transformation as a Bank for Small Businesses

Kinetic, a machine learning-driven BFM platform that empowers SME owners in the UK to manage their finances properly.

25K Active Customers in 2 years
Winner Best Small Business Banking App
Bronze EFMA SME Banking Awards
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HUNTINGTON SUCCESS STORY
Everything in one place with The Hub

Incorporates money management tools for both retail and business customers, and is powered by Strands PFM and BFM white-label solutions.

65% mobile users
300 Real-time transactions per second
12M Scheduled payments/patterns
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DEUTSCHE BANK SUCCESS STORY
Forward-thinking with FinanzPlaner

More than 5 million online banking users have access via any digital banking channel, including a smartphone app.

5M Banking users
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AIB SUCCESS STORY
My Money Manager from Allied Irish Bank

A comprehensive Personal Finance Management tool, AIB’s My Money Manager gives users access to spending analysis.

+86 Customer Satisfaction Score
+10% Customer Retention
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Learn from our resources

Feel the FinTech Pulse

All you need to know about BNPL

All you need to know about BNPL

Mar 30, 2023

BNPL has gained traction in the retail and financial industry in the last years, thanks to its flexibility and extreme ease of access.  Among the main advantages of BNPL, low to no interest plans and the opportunity to budget effectively are attracting more and more...

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3 advancements revolutionizing banking analytics

3 advancements revolutionizing banking analytics

Mar 21, 2023

Banking analytics is undergoing an endless transformation thanks to the advancement in several fields, propelled by AI and machine learning In Data Science, predictive analytics are helping to forecast loan defaults, detect fraud and offer personalization. NLP in...

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The promise of Open Banking solutions

The promise of Open Banking solutions

Mar 10, 2023

 Open Banking gained momentum since the implementation of PSD2, which requires banks to share customer data with 3rd-party providers via secure and standardized application programming interfaces (open banking APIs).  The benefits of Open Banking include broader...

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Get spend management in line with your growth. Let us help you scale.

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