Strands PFM

Enhance customer adoption through Personal Finance Management

Make it easier for customers to achieve financial wellness with a seamless and intuitive interface, enhancing both their financial literacy and retention.

PFM

IMPLEMENTATIONS

Flexible Implementation Models for Unmatched Banking Solutions

ON PREMISE

ON PREMISE

Complete control and seamless integration within your existing infrastructure.
ON SAAS

ON SAAS

Agility and convenience ensuring scalability and accessibility without the need for on-site infrastructure.
ON CLOUD

ON CLOUD

Flexibility and scalability to meet your evolving needs, enhancing performance and efficiency.

Trusted by top banks worldwide

Top banks worldwide are increasing their digital engagement and growth with Strands solutions.

Crédit Agricole
Finax
AIB
Huntington
STEP
ADCB
NCBA
BANK OF GEORGIA
BAC
Galicia
Davivienda
Banco BPM
HSBC
Santander
Macro
Money
Banco Cooperativo Español

BENEFITS

Building stronger relationships through PFM

Engage your clients into an easy-to-use digital platform and grow cross-selling opportunities and deposits.
Furthermore, offer personalized banking experiences and help your retail customers to achieve financial wellness and saving goals while supporting customer acquisition.

Increase Engagement

Become a trusted advisor to your customers by increasing engagement across all digital channels.

Personalized Journey

Increase acquisition and satisfaction of all customer’s segments by exploiting personalized journeys.

Enhance Turnover

Help users to save money while maximizing cross-selling opportunities and customer retention.
Enhance customer satisfaction

%

Customer engagement rate

%

Cross selling ratio

%

User interaction with insights

Enhance Financial Wellness

Build trust while helping users to save money and meet new life goals.

Improve Financial Understanding

Provide actionable real-time insights about finances and increase sales opportunities.

Jumpstart Mobile Banking

Boost customer adoption and engagement thanks to intuitive UI and dashboards.
Enhance customer satisfaction

%

Customer engagement rate

%

Cross selling ratio

%

User interaction with insights

FEATURES

Revolutionizing the customer experience
Personalized journeys for a better personal financial management

Aggregate multiple accounts in one place

Use aggregated data to deliver a personalized financial wellness experience leveraging Open Banking:

  • Enable customers to instantly link multiple bank accounts in one place to get a holistic view of their finances.
  • Identify opportunities to shift loans and mortgages from other institutions.

Boost customers’ experience and control

Enriching transactional data allows a better categorization, forecasting, predictions and Carbon Footprint impact information:

  • Harvest the potential of predictive models to detect and organize payment patterns.
  • Inform your customer upfront about their recurring payments or possible deviations.
  • Trigger personalized offers and insights using data analytics and pattern recognition.

Turn into a personal advisor

Turn into a personal advisor by building personalized banking insights and experiences that drive engagement and growth:

  • Offer tailored real-time insights, maximizing cross selling opportunities.
  • Send specific advice for better money management by weighing all their accounts.
  • Offer customized investment plans, maximizing multi-channel engagement.

1. AGGREGATE

Aggregate multiple accounts in one place

Use aggregated data to deliver a personalized financial wellness experience leveraging Open Banking:

  • Enable customers to instantly link multiple bank accounts in one place to get a holistic view of their finances.
  • Identify opportunities to shift loans and mortgages from other institutions.

2. ENRICH

Boost customers’ experience and control

Enriching transactional data allows a better categorization, forecasting, predictions and Carbon Footprint impact information:

  • Harvest the potential of predictive models to detect and organize payment patterns.
  • Inform your customer upfront about their recurring payments or possible deviations.
  • Trigger personalized offers and insights using data analytics and pattern recognition.

3. PERSONALIZE

Turn into a personal advisor

Turn into a personal advisor by building personalized banking insights and experiences that drive engagement and growth:

  • Offer tailored real-time insights, maximizing cross selling opportunities.
  • Send specific advice for better money management by weighing all their accounts.
  • Offer customized investment plans, maximizing multi-channel engagement.

BANCO BPM SUCCESS STORY
Revolutionizing traditional banking

Banco BPM decided to undergo a full-on digital banking transformation launching Strands full product suite: PFM, BFM, and Engager. Altogether combined with Stands Tech Enablers, the bank completely transformed their customer’s banking experience in all digital channels.

PFM BFM ENGAGER

HUNTINGTON SUCCESS STORY
Everything in one place with The Hub

US bank, Huntington Bancshares Incorporated is a regional bank holding company with $109 billion in assets, making it the largest in the Midwest region...

PFM BFM

WHY CHOOSE US

We are a Global Leader with a proven track record in the Fintech industry

Data analytics at the core with real-time technology

Leverage ML categorization enrichment engine and analytics model to detect real time events based on customers behavior.

Top skilled people sharing their
expertise

Our professionals will support you during solution design, implementation and after go live phase.

Unrivaled service model for all
sizes

Our solutions can be consumed via SaaS on private cloud for EU, on AWS for US, multi-cloud or legacy systems.

Data analytics at the core with real-time technology

Leverage ML categorization enrichment engine and analytics model to detect real time events based on customers behavior.

Top skilled people sharing their expertise

Our professionals will support you during solution design, implementation and after go live phase.

Unrivaled service model for all sizes

Our solutions can be consumed via SaaS on private cloud for EU, on AWS for US, multi-cloud or legacy systems.

Get spend management in line with your growth.
Let us help you scale.

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