FinTech Circle & FinTech HK are putting together the world’s 1st FinTech book, the content of which will be entirely crowd-sourced by FinTech innovators & thinkers from around the world. The idea is to compile the insights, ideas and stories of the global FinTech community in one place. The project is open to any individuals wishing to share their views on FinTech.

The book itself will be divided into chapters that cover 8 topics pre-selected by the editors: Success Stories, Consumer-Centric Solutions, Financial Services Solutions, Social Impact, FinTech Hubs, Emerging Markets, FinTech Capital, and Future Trends.

Our very own Marc Torrens (CIO) & Cesar J. Richardson (VP Sales & Operations, Americas) have submitted abstracts to the chapters on Financial Services Solutions and Emerging Markets, respectively.

The Financial Services Solutions chapter aims to cover and illustrate solutions specifically targeted to banks and insurance companies. The discussed solutions can either be directly purchased or licensed by financial services players or used within a collaboration model. Open bank APIs will also form part of this chapter as an introduction to the opportunities that may emerge from this trend. The Emerging Markets chapter steals the spotlight from well-established hubs in London and NYC to shed some light other regions that are increasingly offering high-growth potential for both international and local FinTech companies. The chapter aims to broaden horizons and suggest new opportunities that exist beyond the North American and European markets.

Find Marc’s abstract on banking innovation here and Cesar’s on reaching the unbanked here.


Why is this important?

Unlike other technology-based sectors, FinTech will impact every other industry either directly or indirectly. If finance was “needed by all but benefited few” the FinTech sector is shifting this paradigm by bringing back real value to retail and institutional clients.

Further, since the FinTech sector has emerged relatively recently (the term itself has yet to enter the Oxford Dictionary) and its scope is very wide, the knowledge base surrounding FinTech is extremely disparate and fragmented. By crowdsourcing the content, the editors found an innovative and inclusive way to create a comprehensive book that has the potential to truly capture such a dynamic sector.


Who is it for?

The FINTECH Book aims to become an educational and inspiring piece of work targeted to entrepreneurs, financial institutions, decision makers, investors and consumers.


How does the editorial process work?

The following process is currently underway:

  • After choosing one of the pre-selected topics, authors pitch their ideas by submitting a 300-word abstract to the editors.
  • Throughout the month of May 2015, the online community selects the abstracts they wish to see published in The FinTech Book by recommending and sharing on
  • Selected authors expand on their initial articles and submit a 2,000 word chapter by the end of July 2015.
  • Non-selected authors will have their details and topic acknowledged in a special chapter.

The FINTECH Book is due to be published in March 2016. Learn more about the project here.